{"id":105987,"date":"2014-04-09T12:00:04","date_gmt":"2014-04-09T12:00:04","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=105987"},"modified":"2014-04-09T12:00:04","modified_gmt":"2014-04-09T12:00:04","slug":"in-fiecare-an-300-000-de-romani-lasa-soarta-sa-decida-cine-le-va-plati-pensia-peste-30-de-ani-unii-din-comoditate-altii-din-lipsa-de-educatie-financiara-nu-aleg-in-cunostinta-de-cauza-fondul-care-le","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=105987","title":{"rendered":"\u00cen fiecare an 300.000 de rom\u00e2ni las\u0103 soarta s\u0103 decid\u0103 cine le va pl\u0103ti pensia peste 30 de ani. Unii din comoditate, al\u0163ii din lips\u0103 de educa\u0163ie financiar\u0103 nu aleg \u00een cuno\u015ftin\u0163\u0103 de cauz\u0103 fondul care le va pl\u0103ti pensia"},"content":{"rendered":"<p>\nConsultan\u0163ii spun c\u0103 lipsa de implicare din partea rom\u00e2nilor descurajeaz\u0103 competi\u0163ia dintre fonduri care le-ar putea aduce viitorilor pensionari randamente mai mari \u015fi comisioane mai mici de administrare.<\/p>\n<p>\nPeste 6 milioane de rom\u00e2ni contribuie \u00een prezent la un fond de pensii private obligatorii (pilon II). Dintre ace\u015ftia, aproape 300.000 au aderat \u00een ultimul an (februarie 2013-februarie 2014), potrivit statiscilor oficiale emise de Autoritatea de Supraveghere Financiar\u0103. Cum pilonul II este obligatoriu, un t\u00e2n\u0103r angajat, un \u015fomer sau muncitor care \u201ea trecut pe carte de munc\u0103\u201c, cu v\u00e2rsta de p\u00e2n\u0103 la 35 de ani, sunt automat \u00eenscri\u015fi \u00een sistem. Ace\u015ftia au la dispozi\u0163ie patru luni \u00een care s\u0103 aleag\u0103 unul dintre cele nou\u0103 fonduri de pensii obligatorii de pe pia\u0163\u0103, \u00een care s\u0103 le fie virat\u0103 contribu\u0163ia obligatorie de 4% din salariu. Din luna mai, contribu\u0163ia cre\u015fte la 4,5%.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/zf-24\/an-300-000-romani-lasa-soarta-decida-le-plati-pensia-peste-30-ani-unii-comoditate-altii-lipsa-educatie-financiara-aleg-cunostinta-cauza-fondul-le-plati-pensia-12431622\">Citi\u0163i mai multe pe<\/a> www.zf.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un num\u0103r de 300.000 de rom\u00e2ni ader\u0103 \u00een fiecare an la pilonul II de pensii private, \u00eens\u0103 majoritatea sunt distribui\u0163i aleatoriu la un fond de pensii. Unii din comoditate, al\u0163ii din lips\u0103 de educa\u0163ie financiar\u0103 nu aleg \u00een cuno\u015ftin\u0163\u0103 de cauz\u0103 fondul care le va pl\u0103ti pensia peste 30 de ani.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8379,7826,24812,9748,301,14060,10565,246,32653,8219,11056,8789,7148,8839,430,4155,7204,8438,93,80,173,34867],"class_list":["post-105987","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-aderare","tag-administrare","tag-cauza","tag-comisioane","tag-competitie","tag-consultanti","tag-contributie","tag-crestere","tag-distribuire","tag-educatie","tag-financiar","tag-fond","tag-fonduri","tag-fonduri-de-pensii","tag-majoritate","tag-pensie","tag-pensii-private","tag-pilonul-ii","tag-plati","tag-refuz","tag-romani","tag-soarta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/105987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=105987"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/105987\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=105987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=105987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=105987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}