{"id":105757,"date":"2014-04-02T14:37:28","date_gmt":"2014-04-02T14:37:28","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=105757"},"modified":"2014-04-02T14:37:28","modified_gmt":"2014-04-02T14:37:28","slug":"bancile-sunt-reticente-la-creditarea-firmelor-si-din-cauza-recuperarilor-reduse-din-insolvente","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=105757","title":{"rendered":"B\u0103ncile sunt reticente la creditarea firmelor \u015fi din cauza recuper\u0103rilor reduse din insolven\u0163e"},"content":{"rendered":"<p>\n&nbsp;&#8220;Din datele pe care le avem, aproape 90% din societ\u0103\u0163ile \u00een insolven\u0163\u0103 au ajuns \u00een faliment, iar sumele recuperate nu reprezint\u0103 mai mult de 2-2,5% din totalul masei credale. Acest lucru ne pune pe g\u00e2nduri pentru c\u0103 b\u0103ncile intr\u0103 \u00een jocul insolven\u0163ei ca un creditor garantat, iar dac\u0103 \u00een aceast\u0103 pozi\u0163ie nu po\u0163i s\u0103 recuperezi, pierderile se reg\u0103sesc mai devreme sau mai t\u00e2rziu \u00een politica pe care o banc\u0103 o are fa\u0163\u0103 de societ\u0103\u0163ile comerciale&#8221;, a declarat Oprescu miercuri la o conferin\u0163\u0103 pe teme fianciare.<\/p>\n<p>\nEl apreciaz\u0103 c\u0103 este nevoie de o revenire la principii de disciplin\u0103 financiar\u0103 mult mai puternic\u0103, astfel \u00eenc\u00e2t b\u0103ncile s\u0103 nu priveze de credite clien\u0163ii fezabili, din cauza practicilor &#8220;nes\u0103n\u0103toase&#8221; ale unor firme care s-au folosit de legea insolven\u0163ei pentru a-\u015fi proteja probabil bunuri personale.<\/p>\n<p>\nBlocajul produs \u00een economie de firmele intrate \u00een insolven\u0163\u0103 este estimat la 25 miliarde euro, cu o pondere de aproximativ 20% din Produsul Intern Brut, de circa 140 miliarde euro.<\/p>\n<p>\n<a href=\"http:\/\/www.mediafax.ro\/economic\/bancile-sunt-reticente-la-creditarea-firmelor-si-din-cauza-recuperarilor-reduse-din-insolvente-12384327\">Cititi mai multe pe <\/a>www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gradul mic de recuperare a datoriilor de c\u0103tre b\u0103nci de la companiile intrate \u00een insolven\u0163\u0103 are impact asupra politicii ulterioare a institu\u0163iilor de credit fa\u0163\u0103 de firme \u00een ceea ce prive\u015fte finan\u0163area acestora, apreciaz\u0103 Sergiu Oprescu, pre\u015fedintele executiv al Alpha Bank Rom\u00e2nia.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9600,15679,7267,24812,201,557,7981,9008,31508,10179,220,9001,8316],"class_list":["post-105757","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-alpha-bank","tag-apreciere","tag-banci","tag-cauza","tag-companii","tag-creditare","tag-firme","tag-insolventa","tag-intrare-in-insolventa","tag-oprescu","tag-politica","tag-recuperare","tag-reducere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/105757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=105757"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/105757\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=105757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=105757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=105757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}