{"id":104640,"date":"2014-03-02T14:02:03","date_gmt":"2014-03-02T14:02:03","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=104640"},"modified":"2014-03-02T14:02:03","modified_gmt":"2014-03-02T14:02:03","slug":"ce-avem-de-facut-ca-sa-nu-murim-de-foame-la-batranete","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=104640","title":{"rendered":"Ce avem de f\u0103cut ca s\u0103 nu murim de foame la b\u0103tr\u00e2ne\u0163e"},"content":{"rendered":"<p>\nInstitu\u0163ia propune ca guvernele s\u0103 g\u0103seasc\u0103 \u015fi alte surse de finan\u0163are a pensiilor \u00een afar\u0103 de taxarea muncii, care va fi insuficient\u0103 ca resurs\u0103 pentru pensiile genera\u0163iilor viitoare. Raportul &#8220;Piramida inversat\u0103: problemele sistemelor de pensii \u00een Europa \u015fi Asia Central\u0103&#8221; examineaz\u0103 eficien\u0163a limitat\u0103 a celor dou\u0103 solu\u0163ii \u00eencercate p\u00e2n\u0103 acum: generarea unor venituri fiscale suplimentare, din varii surse (dar multe \u0163\u0103ri europene au deja poveri fiscale mari) \u015fi cre\u015fterea num\u0103rului de contributori (dar imigra\u0163ia ca solu\u0163ie de moment creeaz\u0103 de fapt noi genera\u0163ii de viitori pensionari).<\/p>\n<p>\nSolu\u0163ia avansat\u0103 de Banca Mondial\u0103 este, \u00een schimb, ca veniturile acumulate pentru pensii s\u0103 fie limitate, ca \u00een anii &#8217;70, la perioada c\u00e2nd cet\u0103\u0163enii nu vor mai putea s\u0103 lucreze, de obicei ultimii 15 ani din via\u0163\u0103, fa\u0163\u0103 de situa\u0163ia din prezent, c\u00e2nd media anilor acoperi\u0163i de pensii este de 18 ani pentru b\u0103rba\u0163i \u015fi 23,5 ani pentru femei. Prin urmare, fiecare individ ar trebui s\u0103 \u00eencerce s\u0103 ias\u0103 la pensie c\u00e2t mai t\u00e2rziu, reiese din raport; c\u00e2t despre ceea ce dep\u0103\u015fe\u015fte aceste sume, ele ar trebui s\u0103 fie asigurate de indivizi prin economii f\u0103cute de-a lungul vie\u0163ii.<\/p>\n<p>\n&#8220;Sistemele de pensii nu mai pot asigura beneficii tot mai generoase unui num\u0103r tot mai mare de pensionari. Cre\u015fterea speran\u0163ei de via\u0163\u0103, declinul drastic al fertilit\u0103\u0163ii \u015fi amplificarea emigra\u0163iei au afectat accesul la sistemele de pensii&#8221;, afirm\u0103 Ana Revenga, vicepre\u015fedinte \u00een cadrul B\u0103ncii Mondiale responsabil\u0103 cu reducerea s\u0103r\u0103ciei \u015fi management economic. &#8220;Sistemele publice de pensii va trebui s\u0103 pun\u0103 pe primul plan asigurarea pensiilor de baz\u0103, \u00eenso\u0163it\u0103 de m\u0103suri de \u00eencurajare a unei ie\u015firi mai t\u00e2rziu la pensie \u015fi a constituirii de economii pe cont propriu de c\u0103tre fiecare individ&#8221;, &nbsp;sus\u0163ine Revenga.<\/p>\n<p>\n<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/12177701\/2\/pensii.jpg?height=411&#038;width=492\" style=\"width: 492px; height: 411px;\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Mondial\u0103 a desenat un tablou nelini\u015ftitor al situa\u0163iei fondurilor publice de pensii \u00een Europa \u015fi Asia Central\u0103 p\u00e2n\u0103 \u00een 2077, insist\u00e2nd c\u0103 efectele \u00eemb\u0103tr\u00e2nirii popula\u0163iei \u015fi ale reducerii numerice a for\u0163ei de munc\u0103 vor face ineficiente sistemele de pensii din zon\u0103 \u00een lipsa unor noi &#8220;reforme semnificative&#8221;, pe l\u00e2ng\u0103 cele adoptate p\u00e2n\u0103 acum.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[27750,8665,182,7573,438,21343,10796,333,361,7177,9174,6909],"class_list":["post-104640","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asia-centrala","tag-banca-mondiala","tag-criza","tag-economii","tag-europa","tag-generatii","tag-imbatranire","tag-pensii","tag-pensionari","tag-populatie","tag-varsta","tag-venituri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/104640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=104640"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/104640\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=104640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=104640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=104640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}