\nEl a estimat, potrivit presei elene, c\u0103 ponderea creditelor neperformante (peste 30%, respectiv aproape 44% la creditele de consum) este una dintre cauzele restr\u00e2ngerii credit\u0103rii, astfel \u00eenc\u00e2t nu este de a\u015fteptat pe termen scurt o relansare a finan\u0163\u0103rilor bancare.<\/p>\n
\nPropovoulos a insistat \u00eens\u0103 c\u0103, dup\u0103 ce b\u0103ncile au pierdut economii de cca 90 mld. euro \u00eentre 2009 \u015fi 2012 \u015fi dup\u0103 un proces de recapitalizare la o scar\u0103 incomparabil\u0103 cu niciun alt sector economic, sistemul bancar elen beneficiaz\u0103 \u00een sf\u00e2r\u015fit de “o baz\u0103 solid\u0103”.<\/p>\n
\nB\u0103ncile elene au primit p\u00e2n\u0103 acum 50 mld. euro fonduri de recapitalizare de la stat, iar Provopoulos a admis, \u00eentr-o audiere \u00een fa\u0163a unei comisii parlamentare, c\u0103 anumite b\u0103nci ar putea avea nevoie de capital suplimentar, dup\u0103 ce rezultatele testului de soliditate financiar\u0103 comandat de stat \u015fi derulat de compania american\u0103 BlackRock Solutions vor fi publicate.<\/p>\n
\nGuvernatorul a ad\u0103ugat \u00eens\u0103 c\u0103 nu sunt motive de nelini\u015fte, din moment ce Fondul Elen pentru Stabilitate Financiar\u0103 (HFSF) are o rezerv\u0103 de capital de 8,7 mld. euro capabil\u0103 s\u0103 acopere orice necesit\u0103\u0163i suplimentare de capital.<\/p>\n","protected":false},"excerpt":{"rendered":"
Chestiunea creditelor neperformante acumulate la b\u0103ncile elene va trebui rezolvat\u0103 sistematic, a afirmat guvernatorul B\u0103ncii Greciei, Giorgios Provopoulos, cer\u00e2nd b\u0103ncilor s\u0103 nu mai repete modelul de creditare din trecut, axat pe oferte de \u00eemprumuturi imobiliare \u015fi de consum \u015fi pe o administrare lax\u0103 a riscurilor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,466,9817,557,15127,5842,36136,30,36135,12654,7581,15141,6],"class_list":["post-103221","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-capital","tag-consum","tag-creditare","tag-credite-neperformante","tag-grecia","tag-hfsf","tag-imobiliare","tag-provopoulos","tag-recapitalizare","tag-restructurare","tag-riscuri","tag-test"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/103221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=103221"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/103221\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=103221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=103221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=103221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}