\nBanca central\u0103 este \u00eens\u0103 optimist\u0103 \u00een privin\u0163a modului cum cele \u015fase b\u0103nci austriece incluse \u00een testul UE de soliditate financiar\u0103 din 2014 (BAWAG, Erste, Volksbanken, Raiffeisen Zentralbank cu cei doi ac\u0163ionari ai s\u0103i – Raiffeisenlandesbank Niederoesterreich-Wien \u015fi Raiffeisenlandesbank Oberoesterreich) vor face fa\u0163\u0103 cerin\u0163elor calitative \u015fi cantitative de capital ale testului.<\/p>\n
\nRata capitalului de rang 1 la nivelul sistemului bancar austriac era \u00een iunie de 11,5%, \u00een cre\u015ftere cu 0,5% fa\u0163\u0103 de finele lui 2012. Guvernatorul OeNB, Ewald Nowotny, atrage aten\u0163ia \u00eens\u0103 c\u0103 b\u0103ncile au nevoie \u00een continuare de consolidarea bazei de capital, av\u00e2nd \u00een vedere profilul de risc generat de expunerea lor \u00een Europa Central\u0103 \u015fi de Sud-Est \u015fi a\u015ftept\u0103rile pie\u0163elor financiare ca b\u0103ncile s\u0103 performeze mai bine dec\u00e2t le-o impun autorit\u0103\u0163ile europene de reglementare.<\/p>\n
\n\u00cen prima jum\u0103tate a anului, conform raportului OeNB, profitabilitatea b\u0103ncilor austriece a fost influen\u0163at\u0103 negativ de condi\u0163iile dificile de pia\u0163\u0103 – dob\u00e2nzi mici, venituri mai mici din dob\u00e2nzi \u015fi \u00eenr\u0103ut\u0103\u0163irea calit\u0103\u0163ii creditului, \u00een special \u00een Europa Central\u0103 \u015fi de Sud-Est, ceea ce a men\u0163inut ridicat costul credit\u0103rii. \u00cen acela\u015fi timp, b\u0103ncile a trebuit s\u0103 fac\u0103 fa\u0163\u0103 unor cheltuieli opera\u0163ionale mai mari, a c\u0103ror reducere va necesita renun\u0163area la activit\u0103\u0163i neesen\u0163iale \u015fi axarea pe zonele esen\u0163iale de activitate, respectiv un efort de reanalizare a structurii costurilor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Raportul de stabilitate financiar\u0103 al B\u0103ncii Na\u0163ionale a Austriei (OeNB) atrage aten\u0163ia asupra riscurilor implicate de concentrarea b\u0103ncilor din \u0163ar\u0103 \u00eentr-un mic num\u0103r de \u0163\u0103ri din Europa Central\u0103 \u015fi de Sud-Est ca surse de profit \u015fi cere b\u0103ncilor s\u0103 s\u0103 dea dovad\u0103 de pruden\u0163\u0103, evit\u00e2nd o supraexpunere \u00een pie\u0163e emergente ca Rusia \u015fi Turcia.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[12100,7267,466,557,246,187,10295,28782,35961,4638,15141,365,6,7249,349,13242],"class_list":["post-102350","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-austria","tag-banci","tag-capital","tag-creditare","tag-crestere","tag-dobanzi","tag-europa-de-est","tag-nowotny","tag-oenb","tag-profit","tag-riscuri","tag-rusia","tag-test","tag-turcia","tag-ue","tag-zona-euro"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/102350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=102350"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/102350\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=102350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=102350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=102350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}