{"id":101983,"date":"2013-12-05T12:23:23","date_gmt":"2013-12-05T12:23:23","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=101983"},"modified":"2013-12-05T12:23:23","modified_gmt":"2013-12-05T12:23:23","slug":"rata-creditelor-neperformante-a-crescut-in-octombrie-cu-01-puncte-la-217","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=101983","title":{"rendered":"Rata creditelor neperformante a crescut \u00een octombrie cu 0,1 puncte, la 21,7%"},"content":{"rendered":"<p>\n<strong>&#8220;Neperforman\u0163a \u00een sistem a explodat, la septembrie era de 21,6%. Cre\u015fterea la nivelul lunii octombrie este foarte mic\u0103, de 0,1 puncte, neperforman\u0163a a fost de 21,7%. Cred c\u0103 va continua s\u0103 creasc\u0103 \u015fi anul viitor \u00eentr-un ritm ca cel \u00eenregistrat \u00een octombrie anul acesta&#8221;<\/strong>, a afirmat Cintez\u0103 la un forum bancar.<\/p>\n<p>\nEl a men\u0163ionat c\u0103, personal, nu este at\u00e2t de speriat de nivelul neperformantelor \u00eentruc\u00e2t \u00een analiza acestora banca central\u0103 a luat \u00een calcul \u015fi alt indicator, respectiv c\u00e2t din pierdere a fost asumat\u0103 de c\u0103tre b\u0103nci, adic\u0103 64%.<\/p>\n<p>\n<strong>&#8220;\u00cen condi\u0163iile \u00een care b\u0103ncile au acceptat s\u0103 provizioneze 64% din neperformante, diferen\u0163a de 36% are \u00een spate un colateral care va aduce ceva recuperare din nenorocire, dar nu integral. Un al treilea indicator, solvabilitatea, arat\u0103 c\u0103 b\u0103ncile pot suporta \u015fi diferen\u0163a pe care b\u0103ncile nu o realizeaz\u0103 din provizioanele deja existente \u015fi recuperarea colateral\u0103. Problema se pune c\u00e2t va mai cre\u015fte aceast\u0103 neperforman\u0163\u0103?&#8221;<\/strong>, a precizat Cintez\u0103.<\/p>\n<p>\nEl a explicat c\u0103 banca central\u0103 a efectuat recent verific\u0103ri \u00een sistemul bancar \u00eentruc\u00e2t existau suspiciuni c\u0103 b\u0103ncile rambursau prea repede resursele atrase de la b\u0103ncile-mam\u0103, suspiciuni care s-au adeverit.<\/p>\n<p>\n<strong>&#8220;\u00cen septembrie aveam o sc\u0103dere a surselor de cinci miliarde (de euro &#8211; n.r.), din care patru miliarde erau din cre\u015fterea sursei interne \u015fi un miliard era trecerea de la RAS la IFRS&#8221;<\/strong>, a spus directorul BNR.<\/p>\n<p>\nCintez\u0103 a ar\u0103tat c\u0103 va mai exista un \u015foc \u00een lunile noiembrie \u015fi decembrie, dat de verific\u0103rile b\u0103ncii centrale, care dore\u015fte ca 1 ianuarie 2014 &#8220;s\u0103 g\u0103seasc\u0103 b\u0103ncile c\u00e2t mai aproape de starea real\u0103&#8221;.<\/p>\n<p>\n&#8220;Per total, cred c\u0103 2014 va fi cel mai r\u0103u an din tot ce a fost p\u00e2n\u0103 acum&#8221;, a concluzionat Cintez\u0103, dup\u0103 ce reglement\u0103rile se vor \u00een\u0103spri, iar b\u0103ncile vor fi supuse unor teste de stres \u015fi unei analize a activelor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rata creditelor neperformante a crescut \u00een octombrie cu 0,1 puncte procentuale fa\u0163\u0103 de septembrie, la 21,7%, a declarat joi directorul direc\u0163iei de supraveghere din BNR, Nicolae Cintez\u0103, care nu se arat\u0103 \u00eengrijorat de acest ritm \u015fi consider\u0103 c\u0103 va continua la fel \u015fi anul viitor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,15127],"class_list":["post-101983","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite-neperformante"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/101983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=101983"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/101983\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=101983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=101983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=101983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}