{"id":101715,"date":"2013-11-27T11:40:24","date_gmt":"2013-11-27T11:40:24","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=101715"},"modified":"2013-11-27T11:40:24","modified_gmt":"2013-11-27T11:40:24","slug":"forum-mediafax-olteanu-bnr-dezintermedierea-financiara-poate-fi-contrabalansata-prin-politici-publice-adecvate","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=101715","title":{"rendered":"FORUM MEDIAFAX &#8211; Olteanu, BNR: Dezintermedierea financiar\u0103 poate fi contrabalansat\u0103 prin politici publice adecvate"},"content":{"rendered":"<p>\n<strong>&#8220;Dup\u0103 a\u015fezarea unui sistem bancar \u00een Rom\u00e2nia, cu investi\u0163ii majore din exterior, cu un efort semnificativ al b\u0103ncilor care \u015fi-au creat subsidiare \u00een Rom\u00e2nia, sigur c\u0103 ne apropiem de momentul \u00een care trebuie s\u0103 c\u0103ut\u0103m un echilibru, atunci trebuie s\u0103 privim aceast\u0103 evolu\u0163ie ca natural\u0103, dar asta nu \u00eenseamn\u0103 c\u0103 nu trebuie s\u0103 g\u0103sim solu\u0163ii alternative \u00een administrarea pie\u0163ei financiare&#8221;<\/strong>, a declarat Olteanu la &#8220;Romania Financial Forum&#8221;, organizat de MEDIAFAX.<\/p>\n<p>\nEl a ar\u0103tat c\u0103 dezintermedierea financiar\u0103 a fost privit\u0103 de multe ori cu o conota\u0163ie negativ\u0103, \u00eens\u0103 este un proces natural pe care Banca Na\u0163ional\u0103 \u015fi sistemul bancar trebuie s\u0103-l administreze \u00eentr-un mod ordonat, \u00eentr-un ritm care s\u0103 permit\u0103 \u00een continuare func\u0163ionarea rela\u0163iei dintre zona financiar\u0103 \u015fi economia real\u0103 \u015fi finan\u0163area acesteia din urm\u0103.<\/p>\n<p>\nUna dintre solu\u0163iile alternative este o politic\u0103 public\u0103 de reducere a deficitului bugetar, care ar elibera resurse, reduc\u00e2nd concuren\u0163a pe care bugetele publice o fac pie\u0163ei private prin \u00eemprumuturile publice, potrivit sursei citate. Totodat\u0103, este necesar\u0103 o politic\u0103 public\u0103 de \u00eencurajare a economisirii.<\/p>\n<p>\n&#8220;Economisirea a crescut semnificativ \u00een Rom\u00e2nia din 2008 p\u00e2n\u0103 \u00een prezent, am ajuns chiar un pic peste regiune, e adev\u0103rat dup\u0103 dou\u0103 decenii de o rat\u0103 a economisirii foarte sc\u0103zut\u0103. Dorim s\u0103 cre\u015ftem \u00een continuare nivelul de economisire, trebuie privit\u0103 o politic\u0103 public\u0103 de \u00eencurajare a economisirii, care nu e \u00eencurajat\u0103 \u00een prezent pentru c\u0103 dob\u00e2nzile sunt impozitate cu aceea\u015fi cot\u0103 unic\u0103 precum celelalte venituri&#8221;, a spus viceguvernatorul.<\/p>\n<p>\nEl a men\u0163ionat c\u0103 trebuie g\u0103site solu\u0163ii alternative de finan\u0163are pentru b\u0103nci, de asigurare a fondurilor necesare pe care s\u0103 le utilizeze la creditare.<\/p>\n<p>\n\u00cen acest sens, BNR a finalizat mar\u0163i un proiect de lege care s\u0103 permit\u0103 b\u0103ncilor s\u0103 emit\u0103 obliga\u0163iuni bazate pe garan\u0163ii ipotecare.<\/p>\n<p>\n&#8220;A\u015fa cum v\u0103d eu lucrurile asupra proiectului, care va fi transmis spre consultare partenerilor interna\u0163ionali \u015fi Guvernului, care va trebui s\u0103 \u015fi-l asume, eu v\u0103d un proiect prin care s\u0103 permitem \u015fi s\u0103 \u00eencuraj\u0103m emiterea de obliga\u0163iuni garantate cu ipoteci \u015fi s\u0103 asigure astfel un flux de finan\u0163are c\u0103tre b\u0103nci din care s\u0103 se continue creditarea&#8221;, a mai spus Olteanu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Politicile publice de reducere a deficitului bugetar \u015fi de \u00eencurajare a economisirii pot contribui semnificativ la cre\u015fterea resurselor b\u0103ncilor pentru creditare, contrabalans\u00e2nd astfel efectele dezintermedierii financiare, potrivit viceguvernatorului BNR Bogdan Olteanu.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,485],"class_list":["post-101715","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-credite"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/101715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=101715"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/101715\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=101715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=101715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=101715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}