\n\u00cen viitor se inten\u0163ioneaz\u0103 ca asigur\u0103rile private de s\u0103n\u0103tate s\u0103 acopere o parte din serviciile medicale acordate inclusiv \u00een spitalele de stat din Rom\u00e2nia. \u201eTendin\u0163a \u00een domeniul asigur\u0103rilor private de s\u0103n\u0103tate este ca angajatorii s\u0103 acopere o parte din costurile unei poli\u0163e de s\u0103n\u0103tate pentru angaja\u0163i. Angajatorii pot fi stimula\u0163i prin scutirea de la contribu\u0163ii sociale. \u00cen aceste circumstan\u0163e angajatorii vor asigura angaja\u0163ilor lor asigur\u0103ri private de s\u0103n\u0103tate\u201d, a precizat pre\u015fedintele Metropolitan Life.<\/p>\n
\nOfertele companiilor de profil sunt destul de restr\u00e2nse pe pia\u0163a din Rom\u00e2nia. Motivul? \u201eNu exist\u0103 mas\u0103 critic\u0103. O poli\u0163\u0103 de asigurare privat\u0103 de s\u0103n\u0103tate are un cost mult mai ridicat dec\u00e2t \u00ee\u015fi poate permite un rom\u00e2n care are un venit mediu lunar. Studiile au ar\u0103tat c\u0103 o persoan\u0103 este dispus\u0103 s\u0103 \u00ee\u015fi \u00eencheie o asigurare privat\u0103 de s\u0103n\u0103tate doar atunci c\u00e2nd costul unei astfel de poli\u0163e este 8% din venitul lunar al clientului\u201d, a mai spus Alexandrescu.<\/p>\n
\nReprezentantul Metropolitan Life men\u0163ioneaz\u0103 c\u0103 ofertele existente pe pia\u0163a din Rom\u00e2nia \u00een ceea ce prive\u015fte asigurarea privat\u0103 de s\u0103n\u0103tate sunt unele \u00eentr-o form\u0103 simpl\u0103. \u201eAsiguratorul p\u0103streaz\u0103 leg\u0103tura cu clientul \u015fi, mai mult, acestuia din urm\u0103 i se deconteaz\u0103 serviciul medical suportat. Furnizorul medical este p\u0103strat numai la nivel de diagnostic\u201d, spune Theodor Alexandrescu, \u00een cazul \u00een care clientul opteaz\u0103 pentru o asigurare privat\u0103 de s\u0103n\u0103tate individual\u0103.
\nAsigurarea privat\u0103 de s\u0103n\u0103tate de grup este o form\u0103 mai evoluat\u0103. \u201eAvem un contract semnat cu clientul, iar serviciile medicale le decont\u0103m direct cu furnizorul. \u00cen cazul unei asigur\u0103ri de grup costul unei astfel de asigur\u0103ri scade \u015fi p\u00e2n\u0103 la 50%, \u00een func\u0163ie de num\u0103rul de persoane incluse\u201d, men\u0163ioneaz\u0103 pre\u015fedintele Metropolitan Life, concluzion\u00e2nd: \u201e\u00cen asigur\u0103rile de s\u0103n\u0103tate, tendin\u0163a este de a evolua de la asigur\u0103rile individuale la asigur\u0103rile de grup \u015fi c\u0103tre asigur\u0103rile de s\u0103n\u0103tate care prev\u0103d rambursarea costurilor medicale \u015fi preiau riscul condi\u0163iilor medicale pre-existente ale pacientului<\/p>\n
\nAcest material face parte din campania \u201cS\u0103n\u0103tatea-i cel mai bun prieten\u201d sus\u0163inut\u0103 de Metropolitan Life.
\nUrm\u0103re\u015fte campania \u015fi pe Facebook<\/p>\n","protected":false},"excerpt":{"rendered":"
\u201eRom\u00e2nia e \u00een urm\u0103 cu 50 de ani la capitolul asigur\u0103ri private de s\u0103n\u0103tate\u201d. Afirma\u0163ia \u00eei apar\u0163ie lui Theodor Alexandrescu, pre\u015fedintele Metropolitan Life, care precizeaz\u0103 c\u0103 domeniul asigur\u0103rilor private de s\u0103n\u0103tate de la noi din \u0163ar\u0103 a trebuit s\u0103 se adapteze unui sistem sanitar caracterizat prin lipsa transparen\u0163ei \u015fi ne\u00eencrederii \u00een serviciile medicale.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[12704,192,8614,7467,331,4126,10157,406,547,98,205,7374,31202,7183,16826],"class_list":["post-101432","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-adaptare","tag-angajati","tag-angajatori","tag-asigurare","tag-asigurari","tag-clienti","tag-cost","tag-medici","tag-presedinte","tag-romania","tag-sanatate","tag-servicii-medicale","tag-sistem-sanitar","tag-tendinte","tag-transparenta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/101432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=101432"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/101432\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=101432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=101432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=101432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}