\nP\u00e2n\u0103 la 31 decembrie 2013, Volksbank ofer\u0103 Creditul cu Economii cu o dob\u00e2nd\u0103 de 9,75% pe an, fix\u0103 pe toat\u0103 durata contractului. \u00cen plus, banca r\u0103spl\u0103te\u015fte clien\u0163ii bun-platnici, oferind un bonus de 5% din dob\u00e2nzile pl\u0103tite la credit, \u00eentr-un Cont de Economii.<\/p>\n
\u201dAm luat decizia de a prelungi promo\u0163ia datorit\u0103 rezultatelor foarte bune din punctul de vedere al v\u00e2nz\u0103rilor, dar \u015fi \u00een contextul reducerii dob\u00e2nzilor interbancare la lei, care ne permite s\u0103 practic\u0103m \u00een continuare costuri mici la creditele noi\u201d, declar\u0103 Marius Istrati, \u015feful departamentului management produse din cadrul Volksbank.<\/p>\n
De la lansarea promo\u0163iei, Volksbank a \u00eenregistrat un num\u0103r de cereri de credite de consum de 5 ori mai mare fa\u0163\u0103 de aceea\u015fi perioad\u0103 a anului trecut, valoarea medie a unui \u00eemprumut fiind pu\u0163in peste 28.000 de lei, comparativ cu 17.700 lei \u00een 2012.<\/p>\n
Ponderea refinan\u0163\u0103rilor \u00een totalul creditelor acordate pe perioada campaniei reprezint\u0103 peste 60%.<\/p>\n
\u00cen prezent, Volksbank practic\u0103 cea mai redus\u0103 dob\u00e2nd\u0103 la creditele de consum \u00een oferta standard, f\u0103r\u0103 a condi\u0163iona clien\u0163ii s\u0103-\u015fi \u00eencaseze salariul la banc\u0103. \u00cen cazul Creditului cu Economii, banca nu percepe comision de analiz\u0103\/acordare \u015fi nici comision de administrare a creditului, singurul comision perceput fiind cel lunar, pentru administrarea contului curent.<\/p>\n
\u00cen cazul unui Credit cu Economii de 30.000 de lei contractat 5 ani, rata lunar\u0103 se ridic\u0103 la 636,73 lei, iar DAE la 10,42%. Dac\u0103 clientul \u00ee\u015fi achit\u0103 ratele la timp, valoarea bonusurilor la dob\u00e2nd\u0103 restituite de Volksbank pe parcursul perioadei de rambursare se ridic\u0103 la 401 lei.<\/p>\n
Volksbank Rom\u00e2nia, care a \u00eencheiat anul 2012 pe locul al optulea \u00een sistemul bancar dup\u0103 valoarea activelor, are la ora actual\u0103 active de 4,2 mld. euro, o re\u0163ea de 130 de sucursale \u015fi deserve\u015fte peste 150.000 de clien\u0163i.
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Volksbank a decis s\u0103 prelungeasc\u0103 p\u00e2n\u0103 la sf\u00e2r\u015fitul anului oferta promo\u0163ional\u0103 la creditele de consum. Ini\u0163ial, promo\u0163ia urma s\u0103 se desf\u0103\u015foare \u00een perioada 1 septembrie – 31 octombrie. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,9147,10475,7736,33098,7458,7573,16124,10731,8416],"class_list":["post-100916","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bonus","tag-comision","tag-credit","tag-credite-de-consum","tag-dobanda","tag-economii","tag-prelungire","tag-promotie","tag-volksbank"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=100916"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100916\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=100916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=100916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=100916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}