{"id":100709,"date":"2013-10-27T19:40:00","date_gmt":"2013-10-27T19:40:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=100709"},"modified":"2013-10-27T19:40:00","modified_gmt":"2013-10-27T19:40:00","slug":"graficul-saptamanii-lasati-banii-sa-ramana-in-tara","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=100709","title":{"rendered":"GRAFICUL S\u0102PT\u0102M\u00c2NII. L\u0103sa\u0163i banii s\u0103 r\u0103m\u00e2n\u0103 \u00een \u0163ar\u0103"},"content":{"rendered":"<p>\nRaportul asupra stabilit\u0103\u0163ii financiare, proasp\u0103t publicat de BNR, relev\u0103 c\u0103 rata de solvabilitate \u00een sistemul bancar era \u00een iunie 2013 de 14,7% (fa\u0163\u0103 de nivelul minim admis de 8%), iar exerci\u0163iul de testare la stres derulat de BNR, a ar\u0103tat c\u0103 \u00een scenariul unei deprecieri a leului de peste 20% \u015fi al unei recesiuni persistente, rata de solvabilitate ar sc\u0103dea doar cu 4%.<\/p>\n<p>\nSistemul bancar a avut \u00een primele opt luni ale anului curent un profit de 1,5 miliarde lei, dup\u0103 ce a \u00eencheiat anul trecut cu o pierdere de 2,3 mld. lei \u015fi cu o rat\u0103 a rentabilit\u0103\u0163ii financiare (ROE) de -5,9%. Cota de pia\u0163\u0103 a b\u0103ncilor cu pierderi a crescut \u00een 2012 cu cca 15% fa\u0163\u0103 de 2011, la 59,8%, din cauza cheltuielilor cu provizioanele, \u00een timp ce 18 din cele 40 de b\u0103nci de pe pia\u0163\u0103 au raportat profit.<\/p>\n<p>\n<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/11570335\/2\/graficul.jpg?height=364&#038;width=401\" style=\"width: 401px; height: 364px;\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Guvernatorul BNR a f\u0103cut \u00een aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103 o pledoarie mai pu\u0163in obi\u015fnuit\u0103 pentru \u00eencrederea \u00een sistemul bancar rom\u00e2nesc: folosind exemplul lui Constantin Br\u00e2ncoveanu, care &#8220;\u015fi-a depus banii \u00een str\u0103in\u0103tate \u015fi a\u0163i v\u0103zut ce-a p\u0103\u0163it&#8221;, Mugur Is\u0103rescu a \u00eendemnat cet\u0103\u0163enii s\u0103 economiseasc\u0103 \u00een b\u0103ncile din \u0163ar\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,82,185,10140,13012,461,4638,15758,35598,8037,13324,23555],"class_list":["post-100709","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bani","tag-bnr","tag-cota-de-piata","tag-economisire","tag-pierdere","tag-profit","tag-provizioane","tag-roe","tag-sistem-bancar","tag-solvabilitate","tag-test-de-stres"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=100709"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100709\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=100709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=100709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=100709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}