{"id":100707,"date":"2013-10-27T18:40:00","date_gmt":"2013-10-27T18:40:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=100707"},"modified":"2013-10-27T18:40:00","modified_gmt":"2013-10-27T18:40:00","slug":"unicredit-tiriac-bank-taie-dobanda-la-creditele-garantate-in-lei","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=100707","title":{"rendered":"UniCredit \u0162iriac Bank taie dob\u00e2nda la creditele garantate \u00een lei"},"content":{"rendered":"<p>\nReducerile de dob\u00e2nd\u0103 variaz\u0103 \u00eentre 1,51% \u015fi 2,31% pentru urm\u0103toarele categorii de produse: credite ipotecare\/imobiliare pentru achizi\u0163ia de locuin\u0163e; credit pentru aranjamente\/moderniz\u0103ri\/dezvolt\u0103ri; credite pentru refinan\u0163are Umbrella.<\/p>\n<p>\nPrin aceste produse, &nbsp;UniCredit \u0162iriac Bank se adreseaz\u0103 clien\u0163ilor care doresc un credit garantat cu ipotec\u0103 \u00een moneda \u00een care \u00ee\u015fi \u00eencaseaz\u0103 salariul, care nu doresc s\u0103 fie afecta\u0163i de fluctua\u0163ia cursului de schimb \u015fi care doresc o rat\u0103 de dob\u00e2nd\u0103 avantajoas\u0103.<\/p>\n<p>\n&#8220;Produsele de creditare \u00een lei \u00eei aduc clientului c\u00e2teva avantaje foarte importante&nbsp;: presupun un&nbsp;avans mai mic pentru cei care \u00ee\u015fi \u00eencaseaz\u0103 veniturile \u00een moneda local\u0103, permit un grad de &nbsp;\u00eendatorare mai mare \u00een compara\u0163ie cu creditele \u00een valut\u0103 \u015fi aduc stabilitate bugetelor clien\u0163ilor comparativ cu \u00eemprumuturile \u00een moneda str\u0103in\u0103&#8221;, a explicat Petri\u015for Costin, director Produse &#038; Segmente Retail \u00een cadrul UniCredit \u0162iriac Bank.<\/p>\n<p>\nCriteriile principale de eligibilitate sunt: v\u00e2rsta minim\u0103:&nbsp; 20 de ani (25 ani pentru navigatori); v\u00e2rsta p\u00e2n\u0103 la care creditul trebuie rambursat \u00een totalitate: 70 ani (65 ani pentru navigatorii breveta\u0163i \u015fi 60 ani pentru navigatori nebreveta\u0163i; venitul lunar net eligibil pe familie: minimum 1.000 lei (250 de euro pentru navigatori).<\/p>\n<p>\nComisionul lunar de administrare este de 0,05% aplicat la soldul creditului. Comisionul de analiz\u0103 este de 1.290 lei pentru creditele ipotecare\/imobiliare \u015fi 1.720 lei pentru creditele de aranjamente\/moderniz\u0103ri\/dezvolt\u0103ri \u015fi refinan\u0163are.<\/p>\n<p>\nUniCredit \u0162iriac Bank se situa la finele anului trecut pe locul al cincilea \u00een sistemul bancar dup\u0103 valoarea activelor, cu o cot\u0103 de pia\u0163\u0103 de 6,9%.<\/p>\n<p>\n<a href=\"http:\/\/www.businessmagazin.ro\/lideri\/rasvan-radu-11788588\">R\u0103svan Radu<\/a> este CEO \u015fi pre\u015fedinte executiv al UniCredit \u0162iriac Bank<\/p>\n","protected":false},"excerpt":{"rendered":"<p>UniCredit \u0162iriac Bank a redus, \u00eencep\u00e2nd din aceast\u0103 lun\u0103, cu p\u00e2n\u0103 la 2,31% dob\u00e2nzile pentru toate facilit\u0103\u0163ile de credit garantate cu ipotec\u0103 acordate \u00een lei, spre a stimula clien\u0163ii s\u0103 se \u00eemprumute \u00een moneda na\u0163ional\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,35595,7458,30,10518,9534,10457,35596,8400],"class_list":["post-100707","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-credite-garantate","tag-dobanda","tag-imobiliare","tag-ipotecare","tag-lei","tag-refinantare","tag-umbrella","tag-unicredit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100707","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=100707"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100707\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=100707"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=100707"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=100707"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}