\nPotrivit informa\u0163iilor oferite de banc\u0103, portofoliul pe segmentul de credite ipotecare \u015fi imobiliare standard (exclusiv Prima Cas\u0103) acordate \u00een lei s-a multiplicat de aproximativ 2,5 ori comparativ cu 15 octombrie 2012, dat\u0103 la care BCR a luat decizia credit\u0103rii preponderent \u00een lei.<\/p>\n
“Creditele \u00een lei sunt deja prima op\u0163iune a clien\u0163ilor, prin avantajele legate de eliminarea riscului valutar \u015fi posibilitatea acces\u0103rii unei sume mai ridicate. Trendul descresc\u0103tor al indicelui ROBOR a condus la anularea diferen\u0163ei dintre costul total al unui credit \u00een EUR \u015fi al unui credit acordat \u00een lei”, a declarat Andrew Gerber, director de Management al Produselor Retail \u00een cadrul BCR.<\/p>\n
Anali\u015ftii BCR estimeaz\u0103 c\u0103 dob\u00e2nzile interbancare la lei se vor reduce \u00een continuare, ceea ce va duce la ieftinirea \u015fi mai mult a creditelor \u00een lei. Rata infla\u0163iei ar putea atinge un minim record de 1-1,5% la \u00eenceputul anului 2014, iar dob\u00e2nda ROBOR la 3 luni s-ar putea stabiliza \u00een jurul nivelului de 3% \u00een 2014.<\/p>\n
“Din pozi\u0163ia de lider al pie\u0163ei bancare am impus un ritm accelerat de reducere a dob\u00e2nzilor la creditele \u00een lei. \u00cen prezent, BCR are cea mai bun\u0103 ofert\u0103 de creditare din pia\u0163\u0103 pentru creditele imobiliare, cu un DAE care pleac\u0103 de la 6,08%. Vrem s\u0103 acord\u0103m credite. Avem suficient\u0103 lichiditate \u015fi suntem preg\u0103ti\u0163i s\u0103 sus\u0163inem revenirea creditarii \u015fi economia pe ansamblu, prin credite garantate \u015fi negarantate”, a ad\u0103ugat Andrew Gerber.<\/p>\n
BCR, cea mai mare banc\u0103 din Rom\u00e2nia, a terminat prima jum\u0103tate a anului cu un profit de aproape 557 mil. lei, fa\u0163\u0103 de o pierdere de 125 mil. lei \u00een aceea\u015fi perioad\u0103 a anului trecut.<\/p>\n","protected":false},"excerpt":{"rendered":"
Banca Comercial\u0103 Rom\u00e2n\u0103 a \u00eenregistrat \u00een ultimul an o cre\u015ftere de 2,5 ori a soldului creditelor \u00een lei pentru investi\u0163ii imobiliare, permi\u0163\u00e2nd b\u0103ncii s\u0103 ating\u0103 o cot\u0103 de pia\u0163\u0103 de peste 30% din v\u00e2nz\u0103rile noi de credite \u00een moneda na\u0163ional\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,5078,10140,485,187,30,9534,932,16978,12242,7212],"class_list":["post-100477","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bcr","tag-cota-de-piata","tag-credite","tag-dobanzi","tag-imobiliare","tag-lei","tag-moneda-nationala","tag-portofoliu","tag-prima-casa","tag-vanzari"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100477","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=100477"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100477\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=100477"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=100477"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=100477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}