\nDac\u0103 ne uit\u0103m la acela\u015fi indicator men\u0163ionat \u00een analiza Credit Suisse dar pentru popula\u0163ia adult\u0103, averea rom\u00e2nilor apare, din nou, \u00een descre\u015ftere: de la 17.164 de USD \u00een 2012, la 14.044 de USD \u00een 2013. Ceea ce reprezint\u0103, din nou, o sc\u0103dere de 18%.<\/p>\n
\nAceste cifre ne claseaz\u0103 \u00eenc\u0103 \u00een zona de venit mediu jos (Lower middle income), adic\u0103 \u00een zona de venit sub 25.000 de USD pe adult. Aceasta \u00een condi\u0163iile \u00een care, dac\u0103 ne uit\u0103m pe harta \u201cbog\u0103\u0163iei\u201d, \u0163\u0103rile vestice intr\u0103 toate \u00een categoria peste 100.000 de USD pe adult, cu c\u00e2teva excep\u0163ii precum Portugalia \u015fi Polonia, care intr\u0103 \u00een categoria 25.000-100.000 de USD.<\/p>\n
\nDac\u0103 ne referim la c\u00e2t din averea mondial\u0103 este reprezentat\u0103 de averea rom\u00e2nilor, din nou Rom\u00e2nia este pe tendin\u0163\u0103 descresc\u0103toare, ajung\u00e2nd de la 0,13% \u00een 2012 la 0,1% \u00een 2013, o sc\u0103dere de 0,03 puncte procentuale.<\/p>\n
\nNivelul averii este calculat ca totalul activelor financiare \u015fi imobiliare minus totalul datoriilor. Calculat la jum\u0103tatea lui 2013, un rom\u00e2n adult avea \u00een medie 6.426 de USD active financiare, 10.528 de USD active imobiliare \u015fi o datorie de 2.910 USD. Fa\u0163\u0103 de 2012, activele imobiliare s-au p\u0103strat relativ constante, \u00eens\u0103 activele financiare au sc\u0103zut dramatic, de la 9.135 de USD \u00een 2012, adic\u0103 o sc\u0103dere de aproape 30%. \u00een acela\u015fi timp, datoriile au crescut \u015fi ele, cu aproape 23%. Aceasta \u00eenseamn\u0103 c\u0103, de la o valoare medie de 60 USD pe adult \u00een anul 2000, datoria medie a crescut, p\u00e2n\u0103 la mijlocul lui 2013, de aproape 49 de ori, conform estim\u0103rilor Credit Suisse.<\/p>\n
\nCredit Suisse \u015fi-a bazat calculele plec\u00e2nd de la o popula\u0163ie de 20,95 milioane de rom\u00e2ni (cu 80.000 mai pu\u0163in dec\u00e2t num\u0103rul din raportul pe 2012), din care 16,7 milioane de adul\u0163i.<\/p>\n","protected":false},"excerpt":{"rendered":"
Reputata surs\u0103 de analiz\u0103 – Credit Suisse Research Institute – a lansat noul s\u0103u raport asupra bog\u0103\u0163iei la nivel mondial, Global Wealth Report 2013, \u00een care rom\u00e2nii apar pe o tendin\u0163\u0103 descresc\u0103toare. Astfel, de la o \u201cavere\u201d (defini\u0163ia mai jos) de 13.667 de USD pe locuitor \u00een 2012, rom\u00e2nii au cobor\u00e2t la 11.191 de USD \u00een 2013, ceea ce reprezint\u0103 o sc\u0103dere semnificativ\u0103, de 18%, fa\u0163\u0103 de anul trecut.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9323,8225,9264,32842,7736,8958,7176,298,173,8327],"class_list":["post-100144","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-active","tag-analiza","tag-avere","tag-coboare","tag-credit","tag-credit-suisse","tag-raport","tag-reprezentare","tag-romani","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=100144"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100144\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=100144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=100144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=100144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}