{"id":100113,"date":"2013-10-08T13:33:12","date_gmt":"2013-10-08T13:33:12","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=100113"},"modified":"2013-10-08T13:33:12","modified_gmt":"2013-10-08T13:33:12","slug":"situatie-paradoxala-romanii-beneficiaza-de-cele-mai-mici-marje-si-rate-din-regiune-la-creditele-in-moneda-locala","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=100113","title":{"rendered":"Situa\u0163ie &#8220;paradoxal\u0103&#8221;: Rom\u00e2nii beneficiaz\u0103 de cele mai mici marje \u015fi rate din regiune la creditele \u00een moned\u0103 local\u0103"},"content":{"rendered":"<p>\n&nbsp;Potrivit economistului \u015fef al Raiffeisen Bank, Ionu\u0163 Dumitru, o analiz\u0103 mai atent\u0103 a costului total al creditelor de consum \u015fi a celor imobiliare \u00een lei indic\u0103 o situa\u0163ie &#8220;paradoxal\u0103&#8221; fa\u0163\u0103 de percep\u0163ia public\u0103, unde s-a fixat ideea c\u0103 finan\u0163\u0103rile \u00een lei sunt foarte costisitoare, dar cifrele arat\u0103 c\u0103 rom\u00e2nii se \u00eemprumut\u0103 \u00een lei mai ieftin dec\u00e2t reu\u015fesc polonezii \u00een zlo\u0163i, ungurii \u00een forin\u0163i, sau cehii \u00een coroane.<\/p>\n<p>\nPercep\u0163ia public\u0103 a fost construit\u0103 de-a lungul timpului de mesajele repatate ale B\u0103ncii Na\u0163ionale a Rom\u00e2niei \u00een direc\u0163ia unei concentr\u0103ri pe finan\u0163area \u00een lei, av\u00e2nd ca argument permanent situa\u0163ia de pe pie\u0163ele din regiune, unde ponderea creditelor \u00een moned\u0103 local\u0103 este mai mare comparativ cu Rom\u00e2nia. \u00cen acela\u015fi timp, clien\u0163ii b\u0103ncilor au sesizat permanent diferen\u0163a semnificativ\u0103 de cost \u00eentre \u00eemprumuturile \u00een lei \u015fi cele \u00een euro, unde dob\u00e2nzile sunt \u00een prezent la minime istorice, f\u0103r\u0103 s\u0103 compare costurile aferente creditelor \u00een moned\u0103 local\u0103 din alte \u0163\u0103ri.<\/p>\n<p>\n<a href=\"http:\/\/www.mediafax.ro\/economic\/situatie-paradoxala-romanii-beneficiaza-de-cele-mai-mici-marje-si-rate-din-regiune-la-creditele-in-moneda-locala-11477086\">Cititi mai multe pe<\/a> www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile din Rom\u00e2nia au pe medie cele mai mici marje \u015fi costuri totale din regiune la creditele \u00een monede locale pentru popula\u0163ie, \u00een ciuda unei rate de politic\u0103 monetar\u0103 \u00eenalt\u0103 \u015fi a percep\u0163iei publice, influen\u0163at\u0103 de costul redus al finan\u0163\u0103rilor \u00een euro, reiese dintr-un studiu Raiffeisen Bank.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,10157,7283,485,472,21231,16610,21163,8790,7177,78,9803,8443,19294,173,98],"class_list":["post-100113","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-cost","tag-costuri","tag-credite","tag-finantare","tag-locale","tag-monede","tag-perceptie","tag-politica-monetara","tag-populatie","tag-publicare","tag-raiffeisen","tag-rate","tag-regiune","tag-romani","tag-romania"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=100113"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/100113\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=100113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=100113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=100113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}